SR26 Insurance In Georgia

Reader’s Question:

What is an sr26 insurance in Georgia? When do I need it?

Frank

Atlanta GA

An sr26 insurance in Georgia is not an insurance but a form filed by insurers to let the Department of Motor Vehicles know when the insurance policy of a vehicle or vehicles with sr22 or sr23 has been canceled. That means, you don’t need it because it is for insurers’ use. It is important to remember that insurers file the sr26 insurance in Georgia when you cancel you insurance with them. So, when you shift insurers, let them know in writing that you have an intention of discontinuing your insurance before the company can file the sr26 insurance in Georgia. Otherwise, you could get in trouble with the DMV and prohibited from driving.

It’s also important that when you cancel your insurance policy with one company, make sure that your new insurance policy’s effective date will be the cancellation date on your previous policy. This ensures that you don’t go without protection even for one day. Anything could happen during the time that you have no coverage. If you get involved even in a minor accident, your status with the DMV will be jeopardized. Your driving license could be terminated or suspended for months. You wouldn’t want this to happen particularly when driving is really a necessity for you.