Reader question:

I’m heading off to school in Auburn this fall, and I’ve been looking at a Auburn GA car insurance quote or two. They seem kind of high. Why is that?

Riley

Thanks for the question, Riley.

Oh, there’s a thousand reasons behind that, but I can pinpoint a couple and tell you what to do.

• Your age. Since you’re starting college, you might have never considered your own rates separately from your parents, but they’ll be pretty high until you are 25, I hate to break it to you.
• Crime and traffic in Auburn–both of these affect the claims which are filed in the area, and thus the Auburn GA car insurance quote you will get.

And what you can do to help…

• Ditch the car with the ‘rents. In Auburn like in most places, you don’t need a car as a student. If you live in dorms in the center of town and have friends to take you places, then drivign is an unnecessary luxury. Companies give discounts for students who go to school 100+ miles away and leave their car in mom and dad’s garage.
• Study hard. Keeping your GPA up could help you get the student discount, which can take a big bite out of your premium.

take care,

Fashun.

Reader question:

wut kind of albany ga car insurance quote can i get 4 a teenager? i am 17 & jus got my license.

craig

Glad you’re taking an interest, Craig.

Since you just received your driver’s license, then your parents’ car insurance company will probably want them to add you onto their own car insurance policy. If they don’t, then you might have trouble filing claims in the future. As a teenager, you’ll contribute a huge amount of cost to their policy–your Albany GA car insurance quote will likely be twice as much as theirs, but they can soften this a bit by making sure you are the assigned driver to the safest, least used, and oldest car.

You can also do your own part in making sure you have a good Albany GA car insurance quote, and you can do this by doing what you should have been doing all along–succeeding in school. By passing your classes with As and Bs, the car insurance company can see that you are a responsibl person, and by extension, probably a responsible driver as well. They reward this by giving you a good student discount.