Reader question:

I have a new car, and the Augusta GA auto insurance quoteis ridiculous. What to do?

Janet

Hey there, Janet.

New cars have enormous drawbacks when it comes to getting a decent Augusta GA auto insurance quote. You’re usually paying them month by month, and so you need full coverage. They typically cost a lot, and so do their parts. They’re more likely to get stolen, and even if you raise the deductible you still have to be wary of high prices.

But there’s one thing that new cars have more than any other kind of car, and you can exploit it to the max when filling out your Augusta GA auto insurance quote form: safety!

Every company I have gone to in Georgia gives you an automatic discount for having seatbelts and air bags (no brainers), but beyond that is where it gets interesting. Does your car have good crash test scores? What about side curtain air bags? How about an electronic stability system? Anti lock brakes? Traction control?

Get to know your car, and get a better Augusta GA auto insurance quote for it.

take care,

Fashun

Reader question:

I’ve been hitching rides and taking my bike to work for the past couple of months while I’m waiting for my date to come up, and to be honest I kind of sold my car in the meantime because I needed the money to pay my lawyer. Now I’m eligible to get my license reinstated after my DUI if I buy liability insurance, and a friend says he’ll let me use his car while he’s abroad for a year, so I don’t know how I can get my Athens GA car insurance quote for an SR 22 policy if it’s not my car. What do I do?

Allen

Wow, great question, Allen.

Yeah, if you’re going to drive at all, then you have to get that Athens GA car insurance quote for the SR22 policy. Some people might try to get by using their friends insurance, but you can’t get your license back that way. And if you get pulled over without a license…well, I hope you keep your birth certificate on you, because right now in Georgia they are taking the cars (not impounding; just taking) of those who are pulled over without a license and can’t prove that they are legally in the country. If you have a license, then not only can you avoid a ticket, but you can also avoid the nightmare of proving your status and getting your car back.

Even non owners can get an Athens GA car insurance quote. There’s a kind of insurance called a non owners policy. It provides you with basic liability coverage (if your friend wants, he can purchase more coverage, but as the non-owner driver, you can’t). Sure, it might cost a little more than the regular liability policy, but it’s not bad considering. Keep a hold on it and don’t let it get canceled so that you won’t have problems with your license.

take care,

Fashun

Reader question:

My East Dougherty GA auto insurance quote was too high…and I have SR22 insurance. I just can’t pay it anymore. Forget it, it’s too much. What do I do?

Gabriela

Wait, Gabriela.

What are you doing? Do you know what will happen if you don’t pay the SR22 premium? It gets canceled, your license gets canceled, and suddenly you are driving illegally. Bad idea. You don’t need to get rid of your policy altogether. You just need a better East Dougherty GA auto insurance quote.

If the big wig companies aren’t giving you a break, then you might want to take your ball and go elsewhere. Some companies out there, high risk ones, would slobber all over the opportunity to insure you, and might be more willing to give you a chance for a cheaper East Dougherty GA auto insurance quote.

When picking quotes, though, don’t just go with the cheapest. Factor in possible discounts, too, for the most accurate result.

take care,

Fashun.