Vehicle Insurance Company Atlanta Georgia GA

Reader’s Question:

There are just so many auto insurance companies out here in Atlanta Georgia. How can I tell if I choose the right one?

Eva

Atlanta, GA

Hi Eva, you’re right! It is quite a challenge to choose when there are so many to choose from. I can’t say which automotive insurance company is the right one, but I can give you some tips so you can choose which one is the best fit for you.

First of all, you may want to gather some quotes from different providers. There are quite a number of sites on the internet which will gladly give you free insurance quotes from various automobile insurance companies. You will most likely have to fill in a form with your details. Once you have your quotes, you will now be able to assess which companies are able to give you coverage within your budget. Choose the most affordable one which will give you ample coverage. Remember, cheaper is not necessarily always better. You may get an insurance with a cheaper premium but will leave you hanging once an accident happens giving you more out of pocket expenses. It would also be good to check their financial ratings as this will tell you their ability to shell out the cash in case something happens. Another tip is to head to your local automobile repair center in Atlanta, Georgia. These shops deal with insurers often and will be able to tell you which ones have the best customer service, and where it is easier to claim if the need arises.

 

Tags: auto insurance, Car Insurance Company

SR22 Auto Insurance Augusta, Georgia GA

Reader’s Question:

I am required to obtain SR22 insurance and I was told by the car insurance company that I need to make a payment for six months up front and they said this is according to the Georgia Law. Is this correct?

Bryan

Augusta, GA

If you are required to get an SR22 then you will need to show proof an up front payment for a period of six months of SR22 insurance. The SR22 insurance must be carried for a period of 3 years

Future proof of insurance certificates (SR22/SR22A) are required in cases of:

• Habitual Violator with a probationary license (SR22)
• Unsatisfied judgment (SR22A).

The liability insurance policy does not provide absolute auto insurance coverage and you may be required to carry this for a period of six months, 1 year or 3 years and this depends on different circumstances. If an SR22 insurance is not premium finance the department considers the auto insurance policy to be in full payment. If the car insurance policy is terminated or canceled before normal lapse, the next SR22 filing must be issued on a policy full payment which carries a new policy number.

 

Tags: auto insurance, sr22 insurance

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