DUI Arrest And Your Auto Insurance In Georgia

Reader’s Question:

How bad is a first time DUI arrest in Georgia? How would this affect my auto insurance?

Ricky

Atlanta, GA

Well, it’s bad. No matter which side of the coin you looked at it, getting a DUI arrest whether it’s your first time or not, will always be bad.

For one the penalties for DUI arrest are serious. Let’s say you’re a first time offender, you would possibly serve jail time for 12 months plus a fine of $300 to $1,000. As expected, you driving privileges will be suspended and that would be for a period of 12 months too. You will also be required to give 40 hours of your time for community service. And to reinstate your license, you need to pay a reinstatement fee of $200. If you are not more than 21 years old, that only makes matter worse for you cannot get your graduated drivers license for the next 12 months.

Getting a DUI arrest will always affect your auto insurance rates negatively. Your insurance rates will definitely balloon. You will be labeled as high risk driver. And to possibly get the best DUI insurance rate, you need to start shopping for DUI insurance quotes through the Internet, compare the quotes, then get the best DUI insurance quote.