Reader question:

I need to get an Atlanta GA car insurance quote. I have an older car, so I’m trying to save as much money as possible and just take my chances. What’s the least insurance I can get and avoid getting in trouble with the law?

Max

All right, Max.

I respect your decision to walk the fine line, but you know that if you get the least amount of required insurance, it may garner you a small Atlanta GA car insurance quote, but what it may also do is leave you almost completely open to a lawsuit if you mess up and cause a serious accident. Car insurance agents suggest high liability levels for a reason, and it isn’t just about greed. Keeping your liability high will protect you from disaster and financial ruin.

If you’re going to do this at all, then at least compare one Atlanta GA car insurance quote to another and try not to sacrifice what you don’t have to. This is the insurance required to get by in the state of Georgia.

• Liability coverage.
  • $20k of bodily injury for each person injured in accident, with a per accident cap of $50k.
  • $25,000 for property damaged in an accident.

take care,

Fashun

Reader question:

I’ve been hitching rides and taking my bike to work for the past couple of months while I’m waiting for my date to come up, and to be honest I kind of sold my car in the meantime because I needed the money to pay my lawyer. Now I’m eligible to get my license reinstated after my DUI if I buy liability insurance, and a friend says he’ll let me use his car while he’s abroad for a year, so I don’t know how I can get my Athens GA car insurance quote for an SR 22 policy if it’s not my car. What do I do?

Allen

Wow, great question, Allen.

Yeah, if you’re going to drive at all, then you have to get that Athens GA car insurance quote for the SR22 policy. Some people might try to get by using their friends insurance, but you can’t get your license back that way. And if you get pulled over without a license…well, I hope you keep your birth certificate on you, because right now in Georgia they are taking the cars (not impounding; just taking) of those who are pulled over without a license and can’t prove that they are legally in the country. If you have a license, then not only can you avoid a ticket, but you can also avoid the nightmare of proving your status and getting your car back.

Even non owners can get an Athens GA car insurance quote. There’s a kind of insurance called a non owners policy. It provides you with basic liability coverage (if your friend wants, he can purchase more coverage, but as the non-owner driver, you can’t). Sure, it might cost a little more than the regular liability policy, but it’s not bad considering. Keep a hold on it and don’t let it get canceled so that you won’t have problems with your license.

take care,

Fashun

Reader question:

wut kind of albany ga car insurance quote can i get 4 a teenager? i am 17 & jus got my license.

craig

Glad you’re taking an interest, Craig.

Since you just received your driver’s license, then your parents’ car insurance company will probably want them to add you onto their own car insurance policy. If they don’t, then you might have trouble filing claims in the future. As a teenager, you’ll contribute a huge amount of cost to their policy–your Albany GA car insurance quote will likely be twice as much as theirs, but they can soften this a bit by making sure you are the assigned driver to the safest, least used, and oldest car.

You can also do your own part in making sure you have a good Albany GA car insurance quote, and you can do this by doing what you should have been doing all along–succeeding in school. By passing your classes with As and Bs, the car insurance company can see that you are a responsibl person, and by extension, probably a responsible driver as well. They reward this by giving you a good student discount.

Reader question:

My East Dougherty GA auto insurance quote was too high…and I have SR22 insurance. I just can’t pay it anymore. Forget it, it’s too much. What do I do?

Gabriela

Wait, Gabriela.

What are you doing? Do you know what will happen if you don’t pay the SR22 premium? It gets canceled, your license gets canceled, and suddenly you are driving illegally. Bad idea. You don’t need to get rid of your policy altogether. You just need a better East Dougherty GA auto insurance quote.

If the big wig companies aren’t giving you a break, then you might want to take your ball and go elsewhere. Some companies out there, high risk ones, would slobber all over the opportunity to insure you, and might be more willing to give you a chance for a cheaper East Dougherty GA auto insurance quote.

When picking quotes, though, don’t just go with the cheapest. Factor in possible discounts, too, for the most accurate result.

take care,

Fashun.

Reader question:

I’m packing up to move to another town halfway across the state (I live in Atlanta right now, but will be moving onto a few acres of land), and I was throwing stuff randomly into cardboard boxes I picked up my bill which had my Georgia car insurance quote on it. I’m reminded that I’ll need to change my address when I get there, but is there anything else I should address?

Cameron

Thanks for asking, Cameron.

A few of the things that you should take into account now that you will be living in a new location is how it might affect your driving habits. Living in Atlanta, you’re closer into the things you need, like shopping centers, family, churches; and you might even forego your car from time to time because of access to public transportation. So, not only will you be living in a new place once you move, but you’ll probably be driving more (or fewer) miles per year.

You should start picking up a Georgia car insurance quote here and there right away (preferably BEFORE you do your last minute packing, but I guess it’s too late for that). Moving to a new location has more to do with your new quote than just because of the different mileage amounts used. A new location also means higher costs of living, higher or lower crime rates, and many other things, such as more claims filed per capita, which could cause your Georgia car insurance quote to inflate.

take care,

Fashun